Wealth Creation in 21st century

An article on how to plan Wealth Creation for 21st Century was published in COGNIZANCE a Research Journal published from Commerce Dept of St. Alberts College, Ernakulam. As you get a fresh job, youngsters have lot of expenses; lot of dreams to realise. The article helps to plan sensibly. As an indicator you may recall Kautilyas rule of thumb: Operational expenses for tax collection should not be more than 20% of the collection. Use the same anlogy in your case:spend not more than 20% of your pay for maintaining that job(including life style expenses).